Health insurance is mandatory for all full-time seminary students and their dependents. Concordia Theological Seminary offers its own group plan, the "Student Accident and Sickness Insurance," underwritten by Guarantee Trust Life Insurance Company. A student is required to enroll and purchase this plan (See Student Insurance Enrollment Form) unless the student can show proof of other health insurance coverage that meets the waiver criteria (see Insurance Waiver Petition) established by CTS. For more details, contact the CTS Health Insurance Coordinator.