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Student Services
HEALTH INSURANCE REQUIREMENTS
Student and Family Medical Requirements
The Requirement for Students:
Billing Information for student (2008-2009) $814 billed September 8, 2008 on seminary bill—covers 8/15/2008 to 12/14/2008 $814 billed December 1, 2008 on seminary bill—covers 12/15/2008 to 4/14/2009 $814 billed March 9, 2009 on seminary bill—covers 4/15/2009 to 8/15/2009 For more information go to www.uhcsr.com Click on College Students/View policy details/Select school Insuring spouse and children: While the student plan is required for all students, the CTS dependent plan is recommended for spouse and children. All students are encouraged to insure their dependent spouse and children (up to age 19) through the seminary’s group plan for dependents. Please note, however, that dependents are eligible for the Seminary’s dependent plan only if the student is enrolled in Seminary’s student plan. Premium Payments and Enrollment Forms for all dependents are to be mailed directly to The Harbour Group: Dependent Premium Rates:
These payments are sent directly to The Harbour Group, Attn: Becky -- Vicarage Dependent Health Insurance 66 Remick Boulevard Springboro, OH 45066 USA Telephone: 937.885.4200 or 800.252.8160 Fax 937.885.5380 Review the Plans: Both the student plan and dependent plans can be reviewed at www.studentresources.com. If you have any questions please contact either The Harbour Group directly at (800) 252-8160 or the Dean of Students Office (260) 452-2152 ASAP. For Details and Questions: For further details on the seminary’s group plan, or if you have specific health insurance questions, please call the Dean of Students, Rev. Brian Mosemann, at 260-452-2152. Vicar Requirements And Information CTS requires that all seminary students (which includes all vicars) be enrolled and billed for the CTS Student Health Plan (for Group coverage). A student or vicar may not insure himself through an individually underwritten plan. Waiver requests will be considered only for students or vicars who have valid coverage through the Military or VA Plan, or a group plan through one’s spouse who is employed, or through a parent’s group plan. Also please note that final-year vicars are eligible for coverage through Concordia Plan Services (see below). Waiver Petition Forms will be available on-line after August 15, 2008. The fall waiver petition deadline is September 15. Go to www.uhcsr.com, click on “College Students”, then click on “View Policy Details”, then click on “Select Your School” and go to Concordia Theological Seminary, Fort Wayne. All vicarage congregations are encouraged to appropriately pay the premiums for their vicars directly to CTS, to be credited to the student’s account (see Insurance Premiums and Payments). The vicarage congregation should send a check payable to CTS each term (fall, winter and spring – see brochure for dates) so that his account is appropriately paid. Student Premium Rates:
These payments are sent directly to: Concordia Theological Seminary Attention: Business Office - Vicarage Health Insurance 6600 N. Clinton St. Fort Wayne, IN 46825 The vicarage congregation should send a check payable to CTS each term (fall, winter and spring – see brochure for dates) so that his account is appropriately paid. Insuring spouse and children: While the student plan is required for all students and vicars, the CTS dependent plan is recommended for spouse and children. All students and vicars are encouraged to insure their dependent spouse and children (up to age 19) through the seminary’s group plan for dependents. Please note, however, that dependents are eligible for the Seminary’s dependent plan only if the student or vicar is enrolled in Seminary’s student plan. Dependent Premium Rates:
Premium Payments and Enrollment Forms for all dependents are to be mailed directly to The Harbour Group: The Harbour Group Attention: Becky – Vicarage Dependent Health Insurance 66 Remick Boulevard Springboro, OH 45066 USA Telephone: 937.885.4200 or 800.252.8160 Fax: 937.885.5380 Although the vicarage congregation may wish to enroll the spouse and children in a separate, individually underwritten plan, the vicar may not be enrolled with his family in this type of policy (see requirement for vicars above). Review the Plans: Both the student plan and dependent plans can be reviewed at www.uhcsr.com. If you or your vicarage congregation has any questions please contact either The Harbour Group directly at (800) 252-8160 or the Dean of Students Office (260) 452-2157 ASAP. The Concordia Plan Services will not accept third-year vicars, but final-year vicars are eligible for CPS coverage if the vicarage congregation desires to provide it. If a congregation is part of another health insurance plan, please check with the administrator of that plan regarding coverage. The Vicarage Congregation’s Obligation: Again, the vicarage congregation’s only responsibility toward these premium costs, as mandated by Synod’s Council of Presidents, is a maximum of $6,000 per year. However, some congregations recognize the necessity of health insurance for all family members and contribute more than this toward the vicar’s family’s health insurance costs. In the event that the cost of the vicar's health insurance is less than $6,000, the vicar is not entitled to the difference. Insurance Premiums and Payments: Vicars: A congregation’s contribution toward a vicar’s health insurance should be made directly by check to CTS, payable to the student’s account, or by check to any other company providing coverage, so that the vicar/student does not pay income tax upon the contribution toward his health insurance. Dependents: A congregation’s contribution toward dependent coverage, for the vicar’s family, should be made directly by check to The Harbour Group at the address listed above (if using the Seminary’s dependent plan), or to another provider (if using alternate dependent coverage). For Details and Questions: For further details on the seminary’s group plan, or if you have specific health insurance questions, please call the Dean of Students, Rev. BrianMosemann, at 260-452-2152. |
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