Estimate Your Annual Cost

One concern for many of our future students is the cost of seminary education. At CTSFW we’re aware of the strain that student loan debt can place on our graduates and we’re working with districts, congregations and Synod to solve that problem. One piece of that solution is doing everything we can to keep costs low, make sure you’re getting value for your money and find the best sources of financial aid to care for you and your family. If you have questions, please contact our admission department at admission@ctsfw.edu

(All numbers are current as of the academic year.)

We’ll need some information about you:

Finances

Academics

Spending

Calculate Costs

1. About Your Finances:

What is your EFC from your FAFSA? If you have not completed your FAFSA, you can obtain an estimated EFC from the College Board EFC Calculator using the federal methodology (FM). We need your EFC to calculate your Seminary Tuition Grant. Click here for the College Board EFC Calculator
What is the total value of any outside scholarships or grants?Do not include district aid or aid from your home congregation.
What support can you expect from your home congregation?We recommend budgeting based around the average received. On average, CTSFW students received last year.

25%

2. About Your Academics

Did you graduate from a Concordia University System school or from Valparaiso University?
How many academic credits will you take this year?Most students in your program average academic credits per year.
How many field education credits will you take this year?Most students in your program average field education credits per year.

50%

3. About Your Spending:

How much will you spend on books and supplies?The average for CTSFW students last year was $2,100.
How much will you spend on transportation for intensives?The average for CTSFW students last year was $1,800
How much will you spend on room and board for intensives?The average for CTSFW students last year was $648
How much will you spend on other personal expenses?The average for CTSFW students last year was $3,210
How much will you spend on loan fees?The average for CTSFW students last year was $189

75%

4. Press the button below to calculate your costs.

Calculate Your Costs

Click to calculate your personal costs.

100%

Here are your results:

Tuition Costs

Tuition Grant

Other Costs

Other Aid

Annual Total

Total Program Cost

Tuition Costs

	CTSFW
Academic Cost Per Credit Hour
Academic Credits Taken this Year
Field Education Credits Cost Per Credit Hour
Field Education Credits Taken this Year
Tuition Costs for this Year

16%

Seminary Tuition Grant

	CTSFW
Seminary Tuition Grant Percentage
Based on the EFC you provided, you qualify for less than % of the CTSFW Seminary Tuition Grant. This number is lower than we want it to be, but it appears you may qualify for the CTSFW minimum tuition grant. To apply for the CTSFW minimum tuition grant, download the application form and submit by email to finaid@ctsfw.edu, by FAX to 260-452-2257 or by US mail. Apply for Minimum Tuition Grant
Tuition Grant Amount
Tuition Remaining After Grant

33%

Other Costs

Cost	CTSFW
Seminary Fees
Loan Fees
Transportation
Room and Board
Other Personal Expenses
Books and Supplies
Total of Other Costs

50%

Other Aid

Source of Aid	CTSFW
Student Adoption
Home Congregation Support
Full Time Church Worker Grant
Outside Scholarships
Total of Other Aid

66%

Summary of Total Cost to You

	CTSFW
Tuition
Other Costs
Total Cost Per Year
Seminary Tuition Grant
Other Aid
Remaining Cost to You After Aid

84%

Full Program Costs

	CTSFW
Year One
Year Two
Remaining Credits Credits remaining to finish your degree, if any.
Total Cost to You

100%