Estimate Your Annual Cost

Estimate Total Cost

Are you married or single?
How many children do you have living at home?
How much will you spend on housing and food? The average costs for CTSFW students is
Enter your EFC From FAFSA here. If you have not completed your FAFSA, you can obtain an estimated EFC from the College Board EFC Calculator using the federal methodology (FM).	We need your EFC to calculate your estimates.
How much will you spend on fees? The average for CTSFW students last year was
How much will you spend on books and supplies? The average for CTSFW students last year was
How much will you spend on transportation? The average for CTSFW students last year was
How much will you spend on health insurance? The costs for Concordia Health Plan for 12 months are: Student only: Student and spouse: Student and children: Student, spouse and children:
How much will you spend on other personal expenses? The average for CTSFW students last year was
How much will you spend on loan fees? The average for CTSFW students last year was
How much will you spend on childcare expenses? The average for CTSFW students last year was per child. Most students with more than two children find alternatives to paid childcare to offset cost. If you have alternate plans, please fill in the costs (if any) here.
How many credits will you take this year? Most students in your program take credits per year at per credit hour.
What is the total value of any outside scholarships or grants? (Optional)

Tuition Costs
The Seminary will provide of your tuition. This number is lower than we want it to be, but it appears you may qualify for the CTSFW minimum tuition grant of %. To apply for the CTSFW minimum tuition grant, download the application form and submit by email to finaid@ctsfw.edu, by FAX to 260-452-2257 or by US mail.
Tuition Remaining After Grant
Other Estimated Expenses
Estimated Total Cost
Outside Scholarships
Total Estimated Cost for One Year