How do I apply for student loans?

After you file your FAFSA and complete your CTSFW Financial Aid application online, you will receive an award letter that will include a Direct Loan Offer sheet which contains a calculation of your estimated loan eligibility. After receiving your award letter, return your signed and completed Direct Loan Offer sheet to the CTSFW Financial Office. If you are a first-time borrower at CTSFW, you will also need to click on the link to our Loan Application Process and follow the steps indicated to complete a Master Promissory Note (MPN) and Entrance Counseling. Before receiving a Federal Student Loan, you must have a valid MPN on file with the U.S. Department of Education. Your official loan application is your completed and signed Direct Loan Offer sheet that you must return to the Financial Aid Office each academic year you desire to borrow. Loan applications for the current award year can be submitted until the final day of your last enrollment period for the current award year. Loan processing for the 2022-23 award year will begin on July 1, 2022. If you don’t need a student loan immediately, please retain your Direct Loan Offer sheet to use if you need to borrow later on in the academic year.